The Nigerian Education Loan Fund (NELFUND) has released a comprehensive list of 203 tertiary institutions across Nigeria that failed to submit their students’ data for the 2024/2025 student loan program.
The announcement follows NELFUND’s earlier warning to institutions to complete the verification process on the Student Loan Application System (SLAS) before the set deadline. However, over 200 schools were unable to meet this crucial requirement, prompting the agency to take further action.
NELFUND Reopens Loan Portal for 48 Hours
To give the defaulting institutions another opportunity, NELFUND has reopened the loan portal for 48 hours, starting from 12:00 a.m. on Sunday, October 12, 2025, and closing by 12:00 a.m. on Tuesday, October 14, 2025.
According to NELFUND, this will be the final extension for data submission before the agency closes applications for the 2024/2025 academic session.
Any school that fails to complete verification within this time frame will automatically be excluded from the ongoing student loan cycle.
Consequences for Defaulting Institutions
In a public statement, Oseyemi Oluwatuyi, NELFUND’s Director of Strategic Communications, explained that failure to upload student records on time prevents eligible students from accessing the loan platform.
He emphasized that NELFUND’s mission is to ensure equal access to educational funding, but the cooperation of institutions is essential.
“The delay from some institutions puts thousands of students at a disadvantage,” Oluwatuyi said.
“After this window closes, NELFUND will publish the final list of compliant institutions and proceed with processing only verified applications.”
NELFUND also noted that the list of the 203 defaulting institutions will remain public to promote transparency and accountability across Nigeria’s education system.
Categories of Defaulting Institutions
The 203 institutions cut across all categories of tertiary education, including:
- Universities (Federal, State, and Private)
- Polytechnics and Monotechnics
- Colleges of Education
- Colleges of Nursing and Health Technology
Many of the affected schools are located in various parts of the country, with both major universities and smaller specialized institutions appearing on the list.
Here is the full list of the defaulting 203 institutions as released by the Fund:
- College of Administration, Management and Technology, Potiskum
- College of Nursing Sciences, Lagos University Teaching Hospital, Idi-Araba, Lagos
- Federal College of Forestry, Ibadan
- Nigerian Institute of Leather and Science Technology, Samaru, Zaria
- University of Ilesa, Osun State
- Abia State Polytechnic
- Abia State Polytechnic, Aba, Abia State
- Abubakar Tafawa Balewa University
- Adamawa State University, Mubi
- Adeseun Ogundoyin Polytechnic, Eruwa, Oyo State
- Admiralty University, Ibusa, Delta State
- Ahmadu Bello University Teaching Hospital, Zaria
- Ahmadu Bello University, Zaria
- Akperan Orshi Polytechnic, Yandev
- Akwa Ibom State University
- Alex Ekwueme Federal University, Ndufu-Alike, Ikwo
- Aliko Dangote College of Nursing Sciences, Bauchi
- Aliko Dangote University of Science and Technology
- Alvan Ikoku Federal University of Education, Owerri
- Ambrose Alli University, Ekpoma, Edo State
- Aminu Saleh College of Education, Azare
- Auchi Polytechnic, Auchi
- Audu Bako College of Agriculture, Dambatta
- Bauchi State College of Agriculture
- Bauchi State University
- Bayelsa Medical University
- Bayero University, Kano
- Benjamin Uwajumogu State College of Education, Ihitte Uboma
- Benue State Polytechnic, Ugbokolo
- College of Administration, Management and Technology, Potiskum
- College of Agriculture, Science and Technology, Gujba
- College of Education, Afaha Nsit
- College of Education, Akwanga
- College of Education and Legal Studies, Nguru
- College of Education, Katsina-Ala, Benue State
- College of Education, Nsubge
- College of Education, Waka-Biu (Affiliated to UNIMAID)
- College of Nursing Sciences, National Orthopaedic Hospital, Igbobi, Lagos
- College of Nursing Sciences, Tambuwal
- Confluence University of Science and Technology
- Delta State College of Education, Mosogar
- Delta State Polytechnic, Ogwashi-Uku
- Delta State Polytechnic, Otefe-Oghara, Delta State
- Delta State University, Abraka
- Dennis Osadebay University, Asaba
- Ebonyi State University
- Edo State Polytechnic, Usen
- Edo State College of Nursing Sciences
- Ekiti State Polytechnic, Isan-Ekiti
- Ekiti State University, Ado-Ekiti
- Emmanuel Alayande University of Education
- Enugu State College of Education,
- Enugu State University of Science and Technology,
- Federal College of Agricultural Produce Technology, Kano.
- Federal College of Agriculture, Ibadan,
- Federal College of Animal Health and Production Technology, Ibadan.
- Federal College of Animal Health, Vom,
- Federal College of Education (Special), Oyo,
- Federal College of Education (Technical), Potiskum,
- Federal College of Education (Technical), Akoka,
- Federal College of Education (Technical), Ekiadolor,
- Federal College of Education (Technical), Gombe,
- Federal College of Education, Eha-Amufu,
- Federal College of Education (Technical), Gusau,
- Federal College of Education, Bichi,
- Federal College of Education, Gombe,
- Federal College of Education, Iwo,
- Federal College of Education, Jama’are,
- Federal College of Education, Kano,
- Federal College of Education, Obudu,
- Federal College of Education, Okene,
- Federal College of Education, Yola,
- Federal College of Education, Zuba,
- Federal College of Land Resources Technology, Kuru-Jos,
- Federal Cooperative College, Ibadan,
- Federal Cooperative College, Kaduna,
- Federal Cooperative College, Oji River,
- Federal Polytechnic, Ado-Ekiti, Ekiti State,
- Federal Polytechnic, Ayede,
- Federal Polytechnic, Daura,
- Federal Polytechnic, Ekowe, Bayelsa,
- Federal Polytechnic, Ile-Oluji,
- Federal Polytechnic, Ilaro,
- Federal Polytechnic, Kazaure, Jigawa,
- Federal Polytechnic, Monguno,
- Federal Polytechnic, Mubi,
- Federal Polytechnic, Nasarawa,
- Federal Polytechnic, N’yak, Shendam,
- Federal Polytechnic of Oil and Gas, Bonny,
- Federal Polytechnic, Offa,
- Federal Polytechnic, Oko,
- Federal Polytechnic, Kaltungo,
- Federal Polytechnic, Nekede,
- Federal Polytechnic, Ukana,
- Federal School of Surveying, Oyo, and
- Federal University of Agriculture, Abeokuta.
- Federal University, Gashua, Yobe
- Federal University of Agriculture, Makurdi
- Federal University of Agriculture, Abeokuta
- Federal University of Allied Health Sciences, Enugu
- Federal University of Health Sciences, Ila-Orangun
- Federal University of Health Sciences, Otukpo
- Federal University of Lafia
- Federal University of Petroleum Resources, Effurun, Warri
- Federal University of Technology, Babura
- Federal University of Technology, Ikot Abasi
- Federal University of Technology, Ikot Abasi, Akwa Ibom
- Federal University of Technology, Owerri
- Federal University of Transportation, Daura, Katsina
- Federal University, Birnin Kebbi
- Federal University, Dutsin-Ma
- Federal University, Gusau
- Federal University, Lafia
- Federal University, Lokoja
- Federal University, Otuoke
- Federal University, Wukari
- Gateway ICT Polytechnic, Saapade
- Global Maritime Academy, Agbowhiame, Ughelli South, Delta State
- Hassan Usman Katsina Polytechnic, Katsina
- Ibrahim Badamasi Babangida University, Lapai
- Ibrahim Badamasi Babangida University, Lapai
- Ignatius Ajuru University of Education, Port Harcourt
- Imo State Polytechnic, Omuma
- Imo State University, Owerri
- Isa Kaita College of Education, Dutsin-Ma, Katsina State
- Jigawa State College of Education, Gumel
- Jigawa State Polytechnic, Dutse
- Joseph Sarwuan Tarka University, Makurdi
- Kaduna Polytechnic
- Kaduna State College of Nursing & Midwifery
- Kaduna State University
- Kano State Polytechnic, Kano
- Katsina State Institute of Technology and Management
- Kebbi State College of Nursing Science
- Kebbi State University of Science and Technology, Aliero
- Ken Saro-Wiwa Polytechnic
- Kingsley Ozumba Mbadiwe University
- Kogi State College of Education, Ankpa
- Kogi State Polytechnic, Lokoja
- Kwara State College of Education, Oro
- Kwara State College of Health Technology
- Kwara State Polytechnic
- Ladoke Akintola University of Technology, Oyo State
- Lagos State College of Nursing, Igando
- Lagos State University
- Lagos State University of Education
- Mai Idris Alooma Polytechnic, Geidam, Yobe State
- Michael Okpara University of Agriculture, Umudike
- Moshood Abiola Polytechnic
- Muhammadu Buhari Meteorological Institute of Science and Technology,Katsina
- Nasarawa State University, Keffi
- National Institute of Construction Technology and Management, Uromi
- National Open University
- National Open University of Nigeria
- Niger Delta University
- Niger State Polytechnic, Zungeru
- Nigerian Air Force College of Nursing Sciences, Kaduna
- Nigerian Army College of Education
- Nigerian Maritime University, Okerenkoko
- Nnamdi Azikiwe University, Awka
- Northwest University, Kano
- Nuhu Bamalli Polytechnic, Zaria
- Obafemi Awolowo University
- Ogun State College of Health Technology, Ilese-Ijebu
- Ogun State Institute of Technology, Igbesa
- Olusegun Agagu University of Science and Technology, Okitipupa, Ondo State
- Osun State College of Education, Ila-Orangun
- Osun State College of Health Technology, Ilesa
- Osun State Polytechnic, Iree
- Oyo State College of Agriculture and Technology, Igboora
- Oyo State College of Health Science and Technology, Eleyele, Ibadan
- Oyo State College of Nursing Sciences, Eleyele
- Petroleum Training Institute
- Plateau State University, Bokkos
- Port Harcourt Polytechnic
- School of Biomedical Engineering Technology, University of Maiduguri Teaching Hospital
- School of Health Information Management, Uyo
- Shehu Sule College of Nursing and Midwifery, Damaturu
- Sikiru Adetona College of Education, Science and Technology, Omu-Ajose
- Tai Solarin College of Education, Ijebu-Ode
- Tai Solarin University of Education
- Taraba State Polytechnic
- Taraba State University, Jalingo
- The Oke-Ogun Polytechnic, Saki
- The Polytechnic, Ibadan, Ibadan
- Umar Suleiman College of Education, Gashua
- Umaru Musa Yar’Adua University, Katsina
- University of Abuja
- University of Calabar
- University of Ibadan
- University of Ilesa, Osun State
- University of Ilorin
- University of Jos
- University of Maiduguri
- University of Medical Sciences
- University of Medical Sciences, Ondo City
- University of Uyo
- Usman Danfodiyo University, Sokoto
- Usmanu Danfodiyo University, Sokoto
- Yobe State University
- Yusuf Bala Usman College of Education and Legal Studies, Daura
- Yusuf Maitama Sule University, Kano
- Zamfara State University, Talata Mafara
These examples reflect the wide range of schools affected, from top federal universities to specialized colleges.
What Schools Need to Do Immediately
NELFUND advised all listed institutions to take the following urgent steps:
- Access the Student Loan Portal: Log in through the official NELFUND website and upload the complete list of eligible students.
- Verify All Student Data: Ensure accuracy in names, matriculation numbers, and program details before submission.
- Confirm Submission: Institutions should confirm successful uploads and retain proof of submission.
- Communicate with Students: Notify students once verification is complete to enable them to apply for the loan.
Failure to comply will automatically disqualify all students from the affected institutions from benefiting from the ongoing loan cycle.
Impact on Students
This development is particularly worrying for thousands of students who depend on the Federal Student Loan Scheme to fund their education.
The NELFUND loan program — launched by the Federal Government — was designed to provide interest-free loans to Nigerian students in public tertiary institutions. However, for students to apply successfully, their schools must first verify their enrollment data.
For those attending institutions on the defaulters’ list, this delay could mean losing access to much-needed financial support for the 2024/2025 academic year.
NELFUND’s Commitment to Transparency
NELFUND reaffirmed its commitment to ensuring a fair and transparent process that benefits every qualified Nigerian student.
The agency stated that it will continue to work closely with institutions to streamline data submission and reduce administrative bottlenecks.
However, it also made clear that future cycles will not tolerate delays, and institutions must adopt digital compliance systems to meet deadlines.
Key Takeaways
- 203 schools failed to upload students’ data to the NELFUND system.
- The portal is open for 48 hours only — October 12 to October 14, 2025.
- Defaulting institutions will be excluded from the 2024/2025 loan program.
- NELFUND will publish the final compliant schools list after the deadline.
- Students in defaulting schools risk missing out on financial aid.
Final Note
This is a decisive moment for both schools and students. NELFUND’s action shows a strong push toward accountability and digital transparency in education financing.
If your institution appears on the list, it’s vital to contact your school administration immediately to confirm they have started the verification process.
The 48-hour window is short — once it closes, affected students may have to wait until the next academic session to apply for the loan.
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